Crash avoidance systems, especially those with automatic emergency braking, reduce major insurance claims. Drivers who use crash avoidance systems and are under 25 years old see the largest reduction in the frequency of collision and property damage liability claims, according to The Highway Loss Data Institute.
The HLDI studied insurance claims from Honda, Kia and Subaru vehicles to estimate how the technology affects crash rates for different aged drivers. The three manufactures have different systems but all have lane departure warnings and forward-collision warnings. Kia Drive Wise and Subaru Eyesight have automatic emergency braking. The technology uses cameras and sensors to monitor the road and notify drivers when there is an obstacle and when a vehicle is drifting out of a lane.
The Subaru and Kia systems with automatic emergency braking had the largest reduction in claim frequencies. Drivers between 25 to 64 years old and those over 65 did not seem to experience the same decrease in claims benefit as younger drivers.
From Digital Insurance
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